NCCU offers competitive loan rates and flexible terms. And, we are always running some kind of loan special for our members, so be sure to check with Your Financial Family first when you find yourself in need of a loan!
It's easy to borrow through your credit union, and you can borrow at a repayment schedule that fits your needs. In many cases, no collateral will be needed and each application is considered on its own merit. Applications may be made in person, by telephone, fax, US mail or e-mail using the form below.
Many members take advantage of our Skip-A-Payment program, which allows you to skip one month's payment once every 12 months that there is a balance due on the loan. Some restrictions apply, so call or stop by either office to see if you qualify.
Unlike many other financial institutions, you do not need to pay off your present loan to receive additional money. If you qualify for the total amount borrowed, the new amount can be added to your present loan or made into a separate loan.
At NCCU, we look for ways to say "yes!" to your loan requests and are always willing to work with you to help you achieve financial wellness.
