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Loan Types

Current Rates Interest Charges Loan Application
LOAN RATESLoan SpecialsCheck out our Auto Loan Specials!!!

Loan Description
VARIABLE RATES

Minimum APR
Daily Periodic Rate
Present Annual Percentage Rate
Cars and Trucks
Up to 36 months
90% of retail value
8.00%
0.0219178
8.00%
Cars and Trucks
Up to 60 months
90% of retail value
9.00%
0.0246575
9.00%
Cars and Trucks
Up to 60 months
100% of retail value
9.75%
0.0267123
9.75%
Other Cars & Trucks
Up to 48 months
10.75%
0.0328777
10.75%
Recreational Vehicles & Boats
Up to 84 months
8.90%
0.0243836
8.90%
Share or Share Certificate Secured
7.00%
0.0205479
7.00%
Stock Secured (Telephone Company Stock)
9.75%
0.0280822
9.75%
Other Secured
12.00%
0.0342466
12.00%
Signature
14.00%
0.0397260
14.00%
FIXED RATES
     
ExpandaChek Overdraft Loans ++
  
0.049315
18.00%
Other Collateralized Fixed Rate Loans
-
0.049315
18.00%
++ExpandaChek Overdraft Protection advances will be given in exact amounts needed.
Loan types and applicable rates can, and do, change periodically. Call either office for more specific information.
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